5 Ridgewood Dr
Kalispell, MT 59901
2
Bedrooms
1
Bathrooms
784
Sq Ft
1977
Year Built
About This Property
Affordable, Move-In Ready Montana Living in Ridgewood Terrace Furnished & Pet Friendly! Welcome home to this charming & extensively updated 2-bedroom, 1-bathroom home in the sought-after Ridgewood Terrace community. Built in 1977 by Fleetwood & offering 784 square feet of single-level living, this well-cared-for property is a fantastic opportunity for first-time buyers, downsizers, or anyone seeking a budget-friendly foothold in beautiful Northwest Montana. Step onto the covered front porch & into a functional floor plan featuring the primary bedroom & all utilities on the main floor. The kitchen comes equipped w/ a refrigerator, range, microwave, & a dedicated laundry hookup adds everyday ease. Durable smart board siding & a metal roof mean low-maintenance living, while electric forced-air heat keeps things cozy through Montana winters. This home has been thoughtfully improved from top to bottom. CAP went through the entire home & completed numerous upgrades in 2023, including new blown-in insulation in the roof & redone floor insulation, new windows, new water heater insulation and door, new back door & frame, new dryer vent, & a furnace inspection confirming it is in good condition. The owner has added many additional improvements, including a new bathtub & bathroom countertops (2021), new kitchen base cabinets & countertops (2024), & new flooring throughout, installed 2022 2026. Set on a large lot, the property offers wooded surroundings w/ quick access to Highway 2. Residents of Ridgewood Terrace enjoy community amenities including a park, RV/boat storage, road snow removal/maintenance, & on-site management all covered by the monthly fee on this leased-land community. Furniture included. Bonus: Owner financing is available w/ a negotiable down payment, making homeownership within reach. W/ annual taxes of just $140, this turn-key home is hard to beat at the price. Buyers must be approved by park before closing.
Property Details
Property Type
Manufactured Home
Year Built
1977
HOA
$735/mo
Listed Price
$57,500
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Kalispell
What is owner financing for 5 Ridgewood Dr?
Owner financing means the seller of 5 Ridgewood Dr acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Kalispell, MT is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Kalispell home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Kalispell property.