5100 E RANCHO PALOMA Drive #2072, Cave Creek AZ - Owner Finance Home
Owner Finance

5100 E RANCHO PALOMA Drive #2072

Cave Creek, AZ 85331

🛏️

2

Bedrooms

🚿

2

Bathrooms

📏

1,420

Sq Ft

📅

2021

Year Built

About This Property

Rare financial opportunity: Ask about the 5.625% VA Assumable Loan option available to ANY approved buyers-no military status needed! Clean contemporary design meets effortless desert living in this impeccably upgraded second-floor corner unit in gated Rancho North. Positioned for enhanced privacy and abundant natural light, the open split floor plan features 9 ft ceilings and premium finishes. The gourmet kitchen is an entertainer's dream with a massive quartz island, breakfast bar, gas cooktop, and designer cabinetry. Enjoy true lock-and-leave convenience: the HOA comprehensively covers exterior maintenance, roof, landscaping, and utilities (water/sewer/trash). Includes a private attached EV-ready garage and a whole-home water softener. Ideally located minutes from the North Phoenix TSMC tech corridor, world-class golf, and Cave Creek's renowned hiking trails. A fully furnished option is available for an immediate, seamless move-in.

Property Details

Property Type

Townhouse

Year Built

2021

HOA

$339/mo

Listed Price

$575,000

Owner financing

This listing mentions owner financing. Terms are set by each seller and are negotiable. Verify availability and terms with the seller or their agent.

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Frequently Asked Questions About Owner Financing in Cave Creek

What is owner financing for 5100 E RANCHO PALOMA Drive #2072?

Owner financing means the seller of 5100 E RANCHO PALOMA Drive #2072 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Cave Creek, AZ home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Cave Creek home?

There is no standard down payment. The seller of this Cave Creek home sets their own, and it is negotiable. Ask the seller or their agent.