36 photos
$179,900
512 S Elm St
Sherman, TX 75090
Jennifer Clinton, HBL, Realtors · (903) 786-6063
What the listing says
Welcome to timeless Craftsman charm just minutes from Downtown Sherman! Built in the 1920s, this beautifully preserved home blends original character with thoughtful modern updates. From the moment you arrive, the spacious front porch and inviting covered side porch with porch swing set the tone for a home full of warmth and personality. Inside, original hardwood floors, oversized wood trim, large windows, and an original fireplace showcase the craftsmanship of the era. The updated kitchen and bathroom, along with a functional pantry and utility closet, bring modern convenience while complementing the home's historic character. Major improvements completed in 2025 include a new roof, central HVAC, and updated electrical wiring, offering added peace of mind. Out back, you'll find a generous covered porch overlooking an extra-large, partially fenced backyard with plenty of room for entertaining, pets, gardening, or simply enjoying the outdoors. Full of character and conveniently located near Downtown Sherman's shopping, dining, and entertainment, this move-in-ready Craftsman offers the charm of yesterday with the comforts of today. Seller financing available with acceptable terms an opportunity you won't want to miss!
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
20,038 sq ft
HOA
None
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Questions about owner financing in Sherman
What is owner financing for 512 S Elm St?
Owner financing means the seller of 512 S Elm St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Sherman, TX home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Sherman home?
There is no standard down payment. The seller of this Sherman home sets their own, and it is negotiable. Ask the seller or their agent.