11 photos
$12,500
700 S Willow St
Decatur, IL 62522
The owner (for sale by owner, no agent). Contact the owner through the original listing.
What the listing says
I m selling this home directly as the sole owner holding clear title no middlemen, no contract assignments, and no wholesaler markups to deal with. This one is a total fixer-upper that needs work, which means there s plenty of room to roll up your sleeves and build real equity right away. It s a super affordable entry point whether you're looking to rehab and flip, add to a rental portfolio, or tackle a DIY personal project. I will be adding a batch of extra photos to this listing very shortly. In the meantime, feel free to swing by, check out the lot, and scope out the neighborhood on your own schedule. Details & Terms: I'm open to a fair cash offer, or I can finance it for you with simple seller-held terms. Pricing Options: Fair Cash Offer: $12,500 Owner Financing: $19,500 total price Down Payment: $2,500 Monthly: $400/month
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
None
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Questions about owner financing in Decatur
What is owner financing for 700 S Willow St?
Owner financing means the seller of 700 S Willow St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Decatur, IL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Decatur home?
There is no standard down payment. The seller of this Decatur home sets their own, and it is negotiable. Ask the seller or their agent.