42 photos$25,000
713 N 16th St
Independence, KS 67301
Carla Lelacheur, American Homes Realty Inc. · (620) 252-8924
What the listing says
This spacious 3-bedroom, 1-bathroom home is ideal for an investor or an owner-occupant willing to do some interior work. The property features several recent updates, including a new roof installed in 2025, a replaced sewer line in 2026, and a downstairs central heating unit that has been used for five seasons. It also includes a large electric breaker box and newer hot water tank. Central heat down only. The main level offers a living room, dining room, kitchen with laundry connections, and a full bathroom. An open staircase leads to the second story, which contains two bedrooms. Outside, the home features a covered front porch, a back porch suitable for storage, and a nice-sized yard with space for a garden. Owner financing is potentially available with 50% down and an approved buyer's application.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
6,098.4 sq ft
HOA
None
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Questions about owner financing in Independence
What is owner financing for 713 N 16th St?
Owner financing means the seller of 713 N 16th St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Independence, KS home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Independence home?
There is no standard down payment. The seller of this Independence home sets their own, and it is negotiable. Ask the seller or their agent.











