70 photos
$749,000
96067 OAK CANOPY Lane
Fernandina Beach, FL 32034
FELICIA WALKER, SUMMER HOUSE REALTY · (904) 556-9090
What the listing says
SELLER FINANCING POSSIBLE! Set beneath beautiful old oak trees, this quality-constructed home sits on an oversized lot in a gated Fernandina Beach community, zoned for Florida's No. 1 school district. Featuring 12 ft ceilings, 4 bedrooms, 3 baths, a private office, and 3-car garage, the unique floor plan offers over 3,100 sq ft with exceptionally large rooms and a peaceful feel throughout. Formal living and dining rooms, an oversized family room, and screened porch make entertaining effortless. The spacious primary suite includes a sitting area and spa-style bath. Triple insulation provides maximum efficiency, with electric bills averaging around $100/month. Recent updates include a 2020 roof and newer HVAC. Convenient to beaches, shopping, and dining. Ask about available seller financing options!
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
HOA
$72/mo
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Questions about owner financing in Fernandina Beach
What is owner financing for 96067 OAK CANOPY Lane?
Owner financing means the seller of 96067 OAK CANOPY Lane acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Fernandina Beach, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Fernandina Beach home?
There is no standard down payment. The seller of this Fernandina Beach home sets their own, and it is negotiable. Ask the seller or their agent.