29 photos$305,000
986 N Independence Ave
Provo, UT 84604
McKelle Beck, EXP Realty, LLC · (602) 872-3223
What the listing says
Open to seller financing at 15% down with a 2-year balloon, or a 1% temporary rate buy-down when you close with our preferred lender. Move-in ready mid-row townhome in Provo's Park Ridge community. A bay window floods the main living area with natural light, and the kitchen's pass-through breakfast bar keeps the space open and easy to entertain in. Two bedrooms and a full bath sit upstairs, with a convenient half bath on the main level for guests. The big-ticket items are already handled: new A/C (2026), new roof (2025), new fence (2025), new water heater (2024), and freshly repainted bay windows (2024), a rare combination for a home in this price range. Attic storage and a crawl space add extra room to stash the seasonal stuff, and the private fenced patio comes with its own storage shed. HOA dues cover access to a pool, gym, and clubhouse, on top of the fence and roof replacements already completed community-wide. Less than 5 minutes to I-15 and 10 minutes to both BYU and UVU, with shopping and dining close by. Measurements provided as a courtesy only, buyer to verify all info.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Townhouse
HOA
$330/mo
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Questions about owner financing in Provo
What is owner financing for 986 N Independence Ave?
Owner financing means the seller of 986 N Independence Ave acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Provo, UT home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Provo home?
There is no standard down payment. The seller of this Provo home sets their own, and it is negotiable. Ask the seller or their agent.











