13 photos$44,900
LOT 1 SE 16th St Lot 1
Melrose, FL 32666
Trey Fields, III, CENTURY 21 LAKESIDE REALTY · (352) 222-9251
What the listing says
Build your dream home on this approximately 0.23-acre buildable corner lot with canal frontage leading to Lake Santa Fe, already equipped with a power pole and meter, with soil testing completed no mounded septic system required and only approximately 8 inches of fill needed. Lot 1 also includes an existing (older) septic system and an old well, with the drop pipe still in place (pump has been stripped). Setbacks allow 25 feet from the canal, 15 feet from the road, and a 5-foot variance on the sides, offering flexibility for your build. Located on a quiet dirt road, this property provides access to Lake Santa Fe, a 5,850-acre spring-fed lake known as one of the most stable in Florida, ideal for fishing, boating, wakeboarding, and kayaking. While the canal water level is currently low due to seasonal conditions, it typically provides direct access to one of North Central Florida s premier recreational lakes. This listing is for Lot 1, with contiguous Lot 2 (also approximately 0.23 acres) available separately or together for a combined total of approximately 0.46 acres. Zoned for residential homes only, with possible owner financing available at 20% down; survey on file and available upon request.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Lot
Lot Size
10,019 sq ft
HOA
None
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Questions about owner financing in Melrose
What is owner financing for LOT 1 SE 16th St Lot 1?
Owner financing means the seller of LOT 1 SE 16th St Lot 1 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Melrose, FL home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Melrose home?
There is no standard down payment. The seller of this Melrose home sets their own, and it is negotiable. Ask the seller or their agent.















