4 photos
$21,000
LOT Ervin Thomas Rd
Effingham, SC 29541
The owner (for sale by owner, no agent). Contact the owner through the original listing.
What the listing says
LAND ONLY - 1.01 acres of land in Florence County, SC. The parcel sits in FEMA Flood Zone X, indicating minimal flood hazard. Access is provided via a deeded easement, and electric service is located within a half mile. No HOA. Buyers should verify zoning, well and septic feasibility through a perc test, and parcel boundaries with the county, as no survey is on file. 40% of Parcel is overgrown brush, the rest is scattered trees. Would make a good homestead site. Owner is a SC Realtor. Owner Financing with at least 20%.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Land
Lot Size
43,995 sq ft
HOA
None
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Questions about owner financing in Effingham
What is owner financing for LOT Ervin Thomas Rd?
Owner financing means the seller of LOT Ervin Thomas Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Effingham, SC home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Effingham home?
There is no standard down payment. The seller of this Effingham home sets their own, and it is negotiable. Ask the seller or their agent.