LOT Ervin Thomas Rd, Effingham SC - Owner Finance Home
Owner Finance

LOT Ervin Thomas Rd

Effingham, SC 29541

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Bedrooms

🚿

Bathrooms

📏

Sq Ft

📅

Year Built

About This Property

LAND ONLY - 1.01 acres of land in Florence County, SC. The parcel sits in FEMA Flood Zone X, indicating minimal flood hazard. Access is provided via a deeded easement, and electric service is located within a half mile. No HOA. Buyers should verify zoning, well and septic feasibility through a perc test, and parcel boundaries with the county, as no survey is on file. 40% of Parcel is overgrown brush, the rest is scattered trees. Would make a good homestead site. Owner is a SC Realtor. Owner Financing with at least 20%.

Property Details

Property Type

Land

HOA

None

Listed Price

$21,210

Owner Financing Terms

Why Owner Financing?

  • No bank qualifying
  • Bad credit OK
  • Fast closing
  • Flexible terms
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Frequently Asked Questions About Owner Financing in Effingham

What is owner financing for LOT Ervin Thomas Rd?

Owner financing means the seller of LOT Ervin Thomas Rd acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Effingham, SC is available with owner financing terms.

Do I need good credit for owner financing?

No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.

How much is the down payment for this Effingham home?

Down payment terms are negotiable. Sign up for free to get the specific financing details for this Effingham property.