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Owner finance

$559,000

1301 1ST Street S #803

Jacksonville Beach, FL 32250

Beds2
Baths2
Sq ft1,062
Year built1976
Rent estimate$3,277/mo
Listed by

STEPHEN B WILLIAMS, EXP REALTY LLC · (904) 241-8687

What the listing says

Full-price offer includes Seller payment at closing toward the upcoming HOA assessment, including planned replacement of oceanfront windows and sliding glass doors--a valuable benefit and future savings for the next owner. Discover oceanfront living at its finest in this beautifully updated 8th-floor condominium at Ocean 14. Sweeping Atlantic views provide a daily backdrop of dolphins, seabirds, and rolling waves. The thoughtfully redesigned split-bedroom floor plan offers privacy and comfort, while the updated owner's suite features a spacious tiled shower and upgraded bath. Both bathrooms include granite vanities, and additional improvements include knockdown ceilings, crown molding, coastal finishes, and a new HVAC system installed in September 2025. Seller financing may be available. Move-in ready with furnishings negotiable, this is your opportunity to begin enjoying the beachfront lifestyle immediately. Schedule your ''Preview'' Today!

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Condominium

HOA

$978/mo

More owner-financed homes near Jacksonville Beach

Questions about owner financing in Jacksonville Beach

What is owner financing for 1301 1ST Street S #803?

Owner financing means the seller of 1301 1ST Street S #803 acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Jacksonville Beach, FL home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Jacksonville Beach home?

There is no standard down payment. The seller of this Jacksonville Beach home sets their own, and it is negotiable. Ask the seller or their agent.

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