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Owner finance

$219,990

302 Houser St

Cherryville, NC 28021

Beds4
Baths1
Sq ft1,032
Year built1954
Rent estimate$1,432/mo
Listed by

Alexandra Leal, NorthGroup Real Estate LLC

What the listing says

Welcome to this charming 4-bedroom, 1-bath home nestled in a well-established Cherryville neighborhood! This cozy residence offers comfortable living spaces, a functional layout, and plenty of potential for homeowners and investors alike. No HOA No Restrictions Perfect for first-time homebuyers, investors, or those seeking a short-term or long-term rental opportunity. Conveniently located near downtown Cherryville, shopping, dining, parks, and local amenities, with easy access to Gastonia, Kings Mountain, and Charlotte. Seller Financing Option Available (Call for Details) Eligible for USDA 100% Financing Program for qualified buyers, making homeownership more accessible with little to no down payment. Whether you're looking for a primary residence, rental property, or investment opportunity, this home offers flexibility, affordability, and small-town charm. Schedule your showing today!

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

Lot Size

14,375 sq ft

HOA

None

More owner-financed homes near Cherryville

Questions about owner financing in Cherryville

What is owner financing for 302 Houser St?

Owner financing means the seller of 302 Houser St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Cherryville, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Cherryville home?

There is no standard down payment. The seller of this Cherryville home sets their own, and it is negotiable. Ask the seller or their agent.

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