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Owner finance

$359,000

1160 Harland St

Charlotte, NC 28216

Beds3
Baths3
Sq ft1,725
Year built2023
Rent estimate$2,184/mo
Listed by

Niki Neel, Keller Williams South Park · (704) 451-7503

What the listing says

SELLER FINANCING AVAILABLE, $5,000 towards closing costs. Or 100% Financing through FNB with Seller Assistance towards rate buy down. Almost new and Move-In ready. Welcome home to this energy-efficient, two-story residence in the highly desirable Belterra community. Located in an established neighborhood, allowing you to enjoy the benefits of newer construction without the ongoing construction noise, traffic, and inconvenience that often come with growing communities. Ideally situated just minutes from shopping, dining, schools, and entertainment, Belterra offers convenient access to Uptown Charlotte, Northlake Mall, Mount Holly, the U.S. National Whitewater Center, and Charlotte Douglas International Airport. Inside, you'll find a bright and spacious open floor plan featuring a large living area, versatile loft, attached two-car garage, and a generous primary suite designed for comfort and relaxation. The backyard provides the perfect setting for outdoor gatherings, relaxing evenings, and enjoying warm Carolina weather. The well-appointed kitchen is the heart of the home, complete with a large center island, ample storage, and modern appliances that are all included, ideal for everyday living and entertaining. This property QUALIFIES for 100% FINANCING with no PMI and $5,000 in towards closing costs or rate buy down.

See the original listing ↗

This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.

Property Details

Property Type

Single Family

HOA

$45/mo

More owner-financed homes near Charlotte

Questions about owner financing in Charlotte

What is owner financing for 1160 Harland St?

Owner financing means the seller of 1160 Harland St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Charlotte, NC home mentions owner financing; confirm it with the seller.

Do I need good credit for owner financing?

There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.

How much is the down payment for this Charlotte home?

There is no standard down payment. The seller of this Charlotte home sets their own, and it is negotiable. Ask the seller or their agent.

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