623 Morris St
Rock Hill, SC 29730
4
Bedrooms
2
Bathrooms
2,017
Sq Ft
1950
Year Built
About This Property
Serious investors only. This large 4-bedroom, 2-bathroom home in Rock Hill offers strong upside and is ideal for a fix-and-flip or buy-and-hold strategy. The property features approximately 2,017 square feet and is being offered at $268,000, which is the current payoff amount and priced for a quick sale. With an estimated ARV of approximately $400,000 and a projected rehab budget of around $80,000, the numbers provide a compelling opportunity for an experienced investor. Renovation work is already underway, with interior demolition and project prep completed. A conditional permit was obtained, and the full permit process was nearing completion before subcontractor licensing requirements delayed progress. The project ultimately stalled when the original contractor walked away, creating a clean opportunity for a new general contractor or investor to step in and finish the renovation. To add further value, materials currently on-site will be included with the sale. Cash buyers are preferred, though short-term seller financing may be considered for the right buyer. This property offers a desirable 4-bedroom, 2-bathroom layout, strong square footage, and solid resale potential in a market that supports the projected after-repair value. While contractor issues slowed the project, this is a genuine value-add opportunity with significant upside for an experienced buyer. The property is being sold as-is, and serious investors ready to move quickly are encouraged to inquire.
Property Details
Property Type
Single Family
Year Built
1950
Lot Size
6,098 sq ft
HOA
None
Listed Price
$268,000
Owner Financing Terms
Why Owner Financing?
- ✓ No bank qualifying
- ✓ Bad credit OK
- ✓ Fast closing
- ✓ Flexible terms
Free account - No credit card required
Frequently Asked Questions About Owner Financing in Rock Hill
What is owner financing for 623 Morris St?
Owner financing means the seller of 623 Morris St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. This property in Rock Hill, SC is available with owner financing terms.
Do I need good credit for owner financing?
No! One of the biggest advantages of owner financing is that you typically don't need to qualify through a bank. This makes it possible to buy a home even with bad credit, no credit history, or self-employment income that's hard to document.
How much is the down payment for this Rock Hill home?
Down payment terms are negotiable. Sign up for free to get the specific financing details for this Rock Hill property.